“Do not save what is left after spending but spend what is left after saving.” Warren Buffet
Saving needs to be a deliberate effort which should be done before you even start spending your money. A good rule of thumb is to save at least 5% of your monthly income.
Savings serve as an emergency cushion – This could be for any number of things including house maintenance, out-of-pocket medical expenses, or sudden loss of income.
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